Executive Profile
Corporate finance and investment analytics professional with progressive career spanning over 25 years. Highly analytical, detail oriented, intellectually curious, and capable of mastering new tasks quickly. Ability to manage multiple priorities in a dead-line driven environment. Recognized for generating consistently accurate analysis and sound recommendations. Published, award-winning authority on numerous analysis and valuation topics. Consistent track record of building/managing strong teams of highly educated, analytical professionals and designing and delivering performance-boosting analytical initiatives.
Core Competencies/Areas of Expertise
-Financial Analytics
-Valuation Techniques
-Due Diligence
-Strong Writing Skills
-Credit Risk
-Modeling/Forecasting
-Cash Flow Analysis
-Accounting/Corporate Finance
-Bottom-up Analysis
-Corporate/CRE/VC
-Industry/Peer Analysis
-Risk Analysis
Actions and Results
-Achieved outstanding 99% confirmation ratio for financial analytics/recommendation accuracy that gained trust and confidence of regulators in analytical ability and risk judgment.
-Transformed banks analytics/due diligence capabilities by developing and implementing integrated financial/investment analytics, portfolio risk management, and ALLL program called State of the Art by CEO and praised by banking regulators.
-Placed in top 5% of state-wide investment analysis competition sponsored by local media.
-Materially increased analytical efficiency by over 20% per year by introducing new software and templates for analytics that promoted standardized and rigorous analytics emphasizing cash flow analysis, trend analysis, and peer comparables analysis.
-Engineered risk-based transaction pricing model that assisted bank in achieving highest ROE in its history and becoming 7th most profitable community bank in U.S.
Professional Experience
Bank Consulting Firm Located in Southern U.S. 2010-present
Managing Consultant
Manage all aspects of client acquisition/management/retention and delivery of management consulting services to bank clients. Lead consulting engagements dealing with review of analytics and due diligence, safety and soundness, performance optimization, and regulatory matters.
One of the Largest Community Banks in U.S.-Based in Southern U.S. 1996-2010
EVP/Chief Credit Officer (2003-2010)
SVP/Senior Credit Officer (1997-2003)
VP/Credit Officer (1996-1997)
Directed all analytics, policy, strategy, and risk management functions for organizations credit activities. Provided transaction approval/decline, advice, guidance, and training to bank's lending group. Member of multiple committees, including Executive Management Committee, involved in managing bank. Liaison to bank regulators and principal advisor to CEO and Board on asset quality and performance.
$1.8 Billion Bank Located in East Central U.S. 1993-1996
VP/Lead Credit Analyst, Corporate Banking Group (1994-1996)
AVP/Senior Credit Analyst, Corporate Banking Group (1993-1994)
Upon completing MBA, joined bank to assist in starting organizations Corporate Credit Analysis Division. Managed analytics and rating process, provided guidance to junior deal team members, conducted detailed fundamental analyses and financial modeling of companies seeking capital, met with and assessed company management, developed appropriate deal structures, and made recommendations regarding transaction approval.
Pre-MBA employment included financial and investment analytics, sales/client-facing roles, and management positions with multi-billion regional banks as well as a Fortune 200 corporation
.
Education (Completed via evening/weekend classes while employed full time)
M.B.A., Business Administration, GPA: 3.5, 1993
B.S., Magna Cum Laude, Management, GPA: 3.9, 1991
Professional Certifications
Credit Risk Certified, Risk Management Association, 2007
Chartered Financial Analyst, CFA Institute, 2000 |
