Financial and Risk Executive with 25 years experience in financial services, consulting and retail. Results oriented, self-starter leader that has successfully implemented and facilitated new departments and continual process improvement to create operation efficiency and improved internal control.
Chief Enterprise Risk Officer
Bank $1B 2011-Present
Direct report to Board committee, responsible for managing internal control and measuring risk. Successful in working with regulators to maintain excellent rating.
" Facilitated implementation of Board reporting and internal control measurement system.
" Improved compliance to regulatory mandates through independence and control review processes
" Trained Board, Senior Management and line management on ERM, SOX and internal control
" Established risk appetite statement, performance and risk indicators and tracking methodology
" Measured compliance with company strategic initiatives and mission within industry regulations
Risk Management Examiner
" Perform safety and soundness review of FDIC insured state chartered banks
" Advised with management and Board members to provide assistance in compliance with regulatory guidance and discussion of examination findings
President/Chief Financial Officer/Chief Operating Officer
Denovo Bank 2007-2010
Reported to Board, was promoted to President after loan fraud was discovered
" Established systems for Accounting, Risk, Bank policies, programs, and procedures
" Directed the institution's accounting and financial management systems
" Discovered and investigated loan fraud scheme $3m loss to bank
Asset Liability and Budget Manager
Bank $2.5B 2005-2007
Reported to CFO. Achieved a complimentary recommendation from regulators on ALM process.
" Improved Asset Liability reporting, analysis, policy adherence utilizing new technology
" Recommend transactions for liquidity, capital and funding
" Directed accounting/finance function for core system conversion
" Create reporting process for bank wide reports, regulatory and internal reporting
Manager Consulting Services
Financial Institution $1.5B 2003-2005
Reported to Chief Operations Officer. Reorganized staffing with 50% reduction and 10% growth in customers. Improved income 25% with pricing and processes.
Food Service Industry 2003-2003
Temporary position to assist former colleague with contract issues.
Reported to Regional Financial Director. Discovered $10k misappropriation of funds and contractual accounting issues resulting in $7k unexpected monthly expense.
Manager- Internal Reporting
Financial Institution 2002-2003
Senior Financial Analyst
Regional Bank 1996-2002
Reported to EVP. Recognized by President with Wachovian Award for achievement.
Identified missing controls in system change preventing excessive loss.
Accounting and Data Processing Manager
Denovo Bank 1991-1996
Gas/Oil Distributor 1987-1991
Wake Forest University Winston-Salem, North Carolina
Master of Business Administration 2001
Butler University Indianapolis, Indiana
Bachelor of Science in Accounting 1978
TRAINING AND SKILLS
Numerous seminars in executive development, ERM, Audit, Regulatory issues
Microsoft Word, Excel, Access, Power Point, Project
Oracle reporting, Adobe