Are you looking for a finance executive with comprehensive experience in risk management, structuring and negotiation of US and international financial investments? My expertise includes design and management of statistical risk and credit measurement systems for loan, lease and hedge fund portfolios, large-scale and complex credit risk approvals, design, approval and documentation of financial structures in highly regulated environments.
My compensation in recent years has ranged from $200,000 to $375,000.
See resume below for career details.
FINANCIAL INVESTMENT AND RISK MANAGER
Finance executive with extensive track record in risk management, structuring and negotiation of US and international financial investments. Approval authority for multimillion dollar financing structures and credits. Hands-on experience of risk mitigation in times of market, credit and country stress. Designed and built multiple statistical risk and credit measurement systems.
EDUCATION
MA, Oxford University, England, 1984
BA, Oxford University, England, 1974
AREAS OF EXPERTISE
RISK AND CREDIT MANAGEMENT
- Design and manage statistical risk and credit measurement systems, develop policies and approve limits
- Evaluate and approve risks in complex financial structures and large, multi-year credit transactions
FINANCIAL STRUCTURING AND NEGOTIATION
- Design financial structures which add bottom-line value in highly-regulated environments
- Prepare complex financial documentation
- Negotiate sale of financial products and services to multinational corporations, financial institutions and investors
SELECTED ACCOMPLISHMENTS
RISK AND CREDIT MANAGEMENT
- Developed economic capital framework, methodology and measurement for $300 billion US and international auto, mortgage and asset-based consumer and commercial loan businesses, as well as property and casualty insurance lines
- Designed US fixed-income, equities and derivatives risk measurement system which withstood extreme market stress of 1998
- Evaluated risks and recommended limits for Latin American money market portfolio and structured notes based on emerging market T-bills which earned $200 million profit
- Evaluated Mexican banking system risk, recommended limits which earned $12 million profit after devaluation
- Evaluated and approved $2 billion international trade finance structures which earned $100 million annual profit
FINANCIAL STRUCTURING AND NEGOTIATION
- Designed structure for purchase and servicing of US government loans and receivables
- Led teams negotiating workouts of $20 million defaulted trade credits in Asia and Eastern Europe
- Negotiated $120 million Spanish currency collateralized loan which earned $1 million fee
- Negotiated $12 million Brazilian mining equipment financing
EMPLOYMENT HISTORY
2006-present
$300 BILLION GLOBAL FINANCIAL SERVICES COMPANY SPECIALIZING IN CONSUMER AND COMMERCIAL AUTOMOTIVE AND RESIDENTIAL MORTGAGE FINANCING AND PROPERTY-CASUALTY INSURANCE (Confidential)
Development of global Economic Capital policy, methodology and measurement systems benchmarked to industry best practices, supporting risk-based performance metrics, product pricing, capital planning, mergers and acquisitions.
1994–2006
$70 BILLION INTERNATIONAL COMMODITY TRADING, PROCESSING AND FINANCIAL INVESTMENT CORPORATION
November 2005 – June 2006
Loan portfolio business development
- Structuring and negotiation of joint venture to purchase and service US government loans and receivables
- New markets development and hedge fund vehicle structuring
June - November 2005
Member of multi-disciplinary task force responsible for 5-year global technology strategy for financial, energy and commodity trading businesses with combined assets of $6 billion and annual profits of $600 million
- Defined standards for information management, IT systems, governance, infrastructure and risk measurement
- Strategy approved by Directors in December 2005, rated outstanding
May 1999 - June 2005
Risk management of $2 billion international structured trade finance portfolio
- Approval authority for market, credit, country, industry, systemic, regulatory, operational, tax, legal and reputational risks in over 100 trade finance structures
- Designed proprietary risk measurement model which won approval for 50% increase in portfolio limit
- Developed and implemented worldwide risk and credit management policies
May 1997 – May 1999
Risk management of $3 billion US and Latin America fixed income, FX, money market, equities and derivatives hedge fund portfolio
- Designed and implemented multi-market correlated stress tests
- Implemented option risk metrics for daily VaR measurement
- Risk measurement system used by board as benchmark for scaling back positions following 1998 liquidity crisis
- Managed team of seven risk and credit professionals
May 1994 – May 1997
Risk management of $2 billion worldwide emerging market fixed income, FX, money market, equities and derivatives and hedge fund portfolio
- Designed and implemented proprietary risk metrics and limit framework
- Traveled worldwide, promoting risk/return culture within organization
- Gained first-hand experience of market and systemic risks
- Managed team of three risk professionals
1985-1994
BANK ONE - Chicago, Madrid, London
July 1990 – May 1994: Chicago
Set up credit and country risk department for emerging market bond trading and trade finance
- Developed and implemented market-specific credit policies and procedures
- Approved credit limits for 100+ emerging market banks, brokers and fund managers
- $10 million credit approval authority
- Managed team of two credit professionals
December 1987 – July 1990: Madrid
Established Spain and Portugal corporate finance credit department
- Approved credit limits for 50+ Spanish and Portuguese corporations and banks
- $10 million credit approval authority
- Managed team of four credit professionals
July 1985 – December 1987: London
Analyzed creditworthiness and banking needs, marketed banking services to UK-based multinational corporations
- Developed $20 million portfolio of interest rate swap, cash management and FX trading customers
1974-1985
LLOYDS BANK PLC - London, Brazil
Analyzed creditworthiness and banking needs, marketed banking services to domestic and multinational corporations
- Made and presented study on banking needs of UK insurance industry to board
- Negotiated $12 million equipment import financing for Brazilian gold mine
- Lived in six Brazilian cities
- Deputy manager of branch with 50 employees
AFFILIATIONS:
PRMIA-Professional Risk Managers International Association
Minneapolis Regional Director
LANGUAGES:
Fluent Spanish, Portuguese, French and German
Basic Russian |
