Position	Area President
Location Confidential	No
Location	No preference
Willing to Relocate	Yes
Industry	Financial-Banks-Commercial/Retail&CreditCards
Function	GENERAL-MANAGEMENT--CEO/COO/GM
Compensation	$150,000 to $300,000
Resume Summary
An executive with proven accomplishments in credit risk, strategic planing, sales management, business development, turnarounds, start-ups, overall operations, and profit & loss management.
Resume Body      AREA PRESIDENT
PROFESSIONAL EXPERIENCE Area President December 2001-Present  Responsible for a 15-branch region with $219 million in assets and $366 million in deposits; managed 12 banking center managers, 4 commercial lenders. A total of 98 employees with a payroll of $2.2million. Second most profitable region in the company.  Directed retail, commercial, and mortgage sales efforts, new product development/introduction, training and budgeting/forecasting, & credit approvals.  Facilitate local advisory board meetings  Boosted pre-tax income from a loss of $780,731 to a gain of $970,884. Reduced non-interest expenses by $348,349 during the same period.  New branch research & development, and opening. Commercial Lender/Vice President February 2000-December 2001  Managed a 25 million dollar loan portfolio, and a 100 million dollar deposit portfolio.  Grew Commercial loans by 13-percent, retail loans by 19-percent and total deposits by 5-percent.  Work in collaboration with municipal financing, and Piper Jaffery bond issues deals. Branch Manager/Small Business Lender / Assistant Vice President October 1995-February 2000  Managing staff of nine with loan outstandings of five- million deposits outstandings of 30 million.  Handled all consumer, in-house & conventional mortgages, and small business loans.  Exceeded budget 4 consecutive years of 20-percent growth in total loans and deposits.  C.R.A. external committee and Regional Quality Council chairman.  Outside sales. Branch Manager / Assistant Vice President July 1994-October 1995  Responsible for opening five branches from ground up. First group to show a profit.  Extensive involvement with state and local financial legislation.  Loan review and approval.  Development of all local advertisement, and direct mail loan documents.  Writing policies and procedures. Branch Manager Consumer Finance Sept 1991-July 1994  Responsible for the smooth day-to-day running of branches of five employees and loan outstandings of three million.  One out of 177 branch manager selected for regional supervisor development program.  Responsible for collections. District Manager / Large Nationwide Trucking Company May 1990-Sept 1991  Managed branch with revenue of 2.5 million.  Organized corporate pricing strategies and oversaw sales of national accounts.  Participated in recruiting and retention of drivers.  Implemented safety programs, and handled all truck inspections in my division EDUCATION University of Virginia- Graduate School of Retail Banking University of Evansville-MS-Evansville, In Stonier Graduate School of Banking- Georgetown University, DC University of Evansville-BS-Evansville, In TRAINING Dale Carnegie’s Human Relation. Dale Carnegie's Sales Training. Dale Carnegie's Leadership Training for Managers. Omega Commercial Lending TQM Certified 25 Hours in AIB Classes CIVIC DUTIES Local Community College Foundation Board Member, Chamber of Commerce board member, Economic Development board member, and Airport board member. PERSONAL Private pilot, certified scuba diver, sailing, and golfing.
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